Real Estate Loans - Santa Maria, California - American Mortgage Lenders, Inc.

American Mortgage Lenders, Inc. has been in the mortgage business since 1998. Our loan officers have over 100 years of combined experience and they are licensed through the California Department of Real Estate.

American Mortgage Lenders, Inc. is certified in FHA, VA, CalVet, Reverse Mortgage, USDA and 203k Rehab Loans. We are approved with Fannie Mae & Freddie Mac giving us access to quick automated approvals.

Frequently Asked Questions (FAQs)

Here are some of our most frequently asked questions (FAQs)…

1. What information do I need to get qualified?

2. Do I need a down payment?

3. Can I receive a gift for the down payment and closing costs?
4. Can the seller help me with my down payment and/or closing costs?
5. How long do I have to be on my job?
6. Can a co-signer help me qualify?
7. How long after bankruptcy for foreclosure can I purchase a home?
8. Why is it more advantageous to use a broker rather than a bank?
9. Do I need perfect credit?
10. Are home loans easily obtainable?
11. Is it a good time to purchase or refinance?

Give us a call today and let us answer all your financing questions!

(805)349-0335